South Dakota Home Improvement Loans

Welcome to the South Dakota home improvement and mortgage section of the AA Home Improvement website. Within this section you can locate local resources for home improvement loans, home equity loans and home improvement mortgage loans in Sioux Falls, Rapid City, Aberdeen, Watertown, Brookings, Mitchell, Pierre, Yankton, Huron, Vermillion and other cities throughout South Dakota.

Home improvement loans, also known as home equity loans, allow a property owner to make improvements and pay for them over time just like the mortgage on the house. The amount you can borrow, relative to the equity in your home, varies from lender to lender. The term of the loan and interest rates vary as well. Shop around to determine who has the best program for your specific needs.

Some lenders allow you to increase your existing mortgage, often referred to as a home improvement mortgage loan. Note that in most cases this starts a new term for the mortgage as well as the new payment amount. These mortgage loans are contracted at going interest rates which may be higher or lower than your existing interest rate. Use our mortgage calculator to help determine payment amounts.

When considering a home improvement loan, gather detailed costs for the projects you yourself will complete as well as written estimates from vendors who will complete other projects for you. Don't start the work until you have secured the financing as some lenders won't fund projects you have already completed. Other lenders do not use projects as the premise of the loan and will lend for other uses.

Our goal is to provide you a selection of home improvement loan resources in South Dakota. We will attempt to identify and post resources throughout South Dakota from big cities like Sioux Falls to some of the smaller communities as well. Visit the home improvement loans section of the main site for additional information. And while we cannot endorse any particular supplier, we place these listings for your convenience. Any transactions with these suppliers is strictly by and between you and the supplier. Make your own independent evaluation of the vendor.

We are in constant development so come by often to view additional home improvement loan resources as they are added. Most sections of this site do, or eventually will, offer connections to other websites which offer similar information related to the subject of the page.

Feel free to contact customer service for assistance. Our desire is to help you locate the necessary resources to accomplish your home improvement projects. If you know of a local home improvement loan resource that will make our South Dakota section better, please let us know about it.

Click here to submit South Dakota Home Improvement Resources.

Home Improvement Resources In South Dakota

Wells Fargo Home Equity Loans

Aberdeen

Plains Commerce Bank - 605 225-7548

Brookings

Wells Fargo Bank - 605 692-6245

Huron

Mitchell

First National Bank of South Dakota - 605 996-7755

Pierre

Rapid City

Equity Title Loan, Rapid City - 605 399-9340

Sioux Falls

Elendingnow - 605 338-7100

Vermillion

Watertown

Yankton

First Dakota - 605 665-4916

Internet Home Improvement Loan Resources

Lending Tree Home Improvement Loans

E-Loan Home Improvement Project Loans

Related Information & Subjects

Home Improvement Grants

HUD Home Improvement Loan Information